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Professional Indemnity Insurance
Protecting Your Business Decisions

01480 470220
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A+ Rated Professional Indemnity Insurance Underwritten By Royal & Sun Alliance. Prices Start At Just £78.40. Get A Quote & Download Your Policy Right Here >>

Expect the very best financial protection if you are ever sued for negligence. Our PI Insurance covers both legal defence costs and compensation payments if you lose a claim. FREE retroactive and worldwide (excluding USA/Canada) cover is standard - any number of sub-contractors you choose to engage are also covered under the policy.

Your peace of mind is guaranteed.

Start here to get the right protection your business deserves or if you prefer to talk call our friendly brokers on 01480 470220.

Yes We Cover That

In fact we offer tailored cover to 350+ professions - from IT Consultants to Social Workers and everything in between! Get a quote or contact us to find the right cover for your unique needs.

Get 20% Off

Nobody likes paying more than they need to so save money with our great discounts incl 20% off if you buy online today. Start your search for discounted business insurance here.

We're Here To Help

Got a query, problem or just not sure what insurance policy is best for you? Call Us On 01480 470220 or email

Policy Features

Choose from 6 limits of Indemnity up to max £2 million
Fully comprehensive 'A' rated cover with few exclusions
Over 350 professional occupations insured
Pays legal costs and claims by 3rd parties for damages
FREE backdated (retroactive) cover
Fast and straightforward claims service

What is PI Insurance?

Professional indemnity insurance is designed, as the name suggests, to indemnify professionals should they be sued for failing to exercise their professional duty of care. To put it another way, professional indemnity insurance is there to protect you from the financial consequences of negligence – anything you did which you shouldn't have done as well as anything you should have done which you didn't. And it includes such eventualities as accidental breach of copyright or intellectual property rights, accidental breach of confidence, inadvertent libel or slander, loss of client documentation, and dishonesty on the part of your employees.

It also covers all the legal costs – which could end up as large as any claim – associated with defending any action taken against you.

Who needs it?

Just about everyone whose business involves the provision of professional advice and/or the delivery of professional services. And the definition of 'professional' has widened considerably over the years. No longer is the term restricted to doctors and lawyers. It refers to anyone whose judgement any client might reasonably be expected to rely on. Indeed, at, we offer individually tailored professional indemnity policies for over 350 different professions.

The reason why this particular policy is so important is because, as a professional, you can't simply agree not to charge a client if something goes wrong. You are potentially liable for the total amount of any financial loss the client suffers as a result of negligence on your part. When you bear in mind that a mistake you make could result in delay to a bigger project, additional labour costs, lost revenue and, in some cases, repair to any damage caused and compensation for any injuries suffered, it's easy to see how claims can run to thousands, tens of thousands and even millions of pounds.

Without professional indemnity insurance, you could liable for the lot.

How much do I need?

There's no 'one size fits all' answer to the question of how much professional indemnity insurance you should have. It depends on what you do, who you do it for and where you do the work. But you may find that any professional body you belong to will stipulate a recommended or mandatory level of cover. Similarly, you may find that a contract you bid for demands that you hold a certain amount of cover.

But whatever your circumstances, we can accommodate you at We offer the following levels of cover for all professions:

  • £50,000
  • £100,000
  • £250,000
  • £500,000
  • £1,000,000
  • £2,000,000

Arrange your Professional Indemnity Insurance here

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Discounted professional indemnity insurance from £78.40 p.a

Full protection underwritten by Royal & Sun Alliance (A+ rated - Standard and Poors)